Main Street Business Loans dba United Cash Solutions Now Providing Smartbiz® Loans

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Company Information
Strategic Funding Was Established In 2006 With Over 200 Strategic Partners
We are a specialized small business (SMB) alternative direct lender. We've been in operation for 10 years providing $1.25 billion in capital to over 35,000 small businesses that needed to take advantage of opportunities and grow. Over 50% of these small businesses are repeat customers!AmeriMerchant (formerly known as Capify), now


Harbortouch, a leading national supplier of point of sale (POS) systems, serving thousands of businesses across the nation. As one of the largest and most reputable payment processors in the United States, Harbortouch currently handles the merchant accounts for over 110,000 business locations and processes in excess of $9 billion annually.
Consistently recognized as a leader in innovation, Harbortouch is a five-time Inc. 500/5000 honoree (2005-2009) and was listed on Deloitte's 2008 "Technology Fast 50" list.

NEW YORK, Jan. 5, 2017 /PRNewswire/ -- Strategic Funding Source, Inc., today announced that it has entered into an agreement to integrate the United States operations of Capify into its adaptive proprietary operating platform. Both Strategic Funding and Capify have been providing non-bank financing options to small and mid-size businesses for over a decade. This integration enables Strategic Funding to expand its US operations by marketing to and providing capital to existing Capify customers who will, upon renewal of existing merchant cash advances or business loans, become part of the Strategic Funding family of customers.
"We are very pleased to have put together a deal with Strategic Funding that will provide our customers a future source of important capital. As a company that shares our values of providing simple, transparent and responsible access to capital for small and mid-sized businesses, it was a logical transition," said David Goldin, Founder and CEO of Capify.
As part of the transition, many of Capify's New York-based employees will become part of the larger and growing family of employees at Strategic Funding. The transition also allows Capify's existing U.S. clients and partners the opportunity to take advantage of a larger variety of financing options, while still benefitting from the same standards of transparency and integrity that they have come to expect from Capify.
"It is rare that two companies in the same industry can come together and craft a synergistic deal that serves the best interests and strategies of each - but this integration does just that," stated, Andy Reiser, CEO of Strategic Funding. "We have been friends of David and Capify for many years and have collaborated on and co-invested in the financing of many businesses over the years. We share the same focus on technology and quality underwriting that our customers, partners and the financial industry have come to expect from us. This transaction only strengthens the relationship between the two organizations."
Goldin created this business enterprise with no outside capital or funding and grew the company to more than 200 employees combined globally in all four offices. He entered the alternative lending space in 2002, after previously selling his startup company to Winstar Communications, a multi-billion dollar publicly-traded company at the time of the sale. Goldin has overcome many business obstacles including winning a ground-breaking patent lawsuit that threatened to end the U.S. alternative finance industry in its infancy stages. Via its proprietary underwriting technology platform, the company has demonstrated low default rates especially during the 2007-2009 global recession, a challenging time that resulted in the collapse of many alternative funding companies.
About Strategic Funding
Strategic Funding is a specialized small business (SMB) alternative direct lender; an alternative finance provider powered by proprietary technology and analytics. Strategic Funding leverages a proprietary underwriting platform to provide working capital solutions to small- and medium-sized businesses in the USA including merchant cash advances, business loans and inventory purchase programs. Business owners can receive a decision in 48 hours or less by applying online here which is a paperless eApp or Short application (Downlaod by Clicking Here), a fillable, paper application.



Our Values
Customer Service

Award Winning

Nationwide Reach

